Wednesday 31 December 2008

The More Benefits of Pilates Exercises

- The Pilates Principles - were created by Joseph Pilates to condition the entire body which includes proper alignment, concentration, precision, flowing movement, centering,
control and breathing.

The program’s main focus is on the core postural muscles. These help to keep the body balanced, and these muscles also help to provide support for the spine.

In case you are not quite convinced here are some benefits that you will reap by doing Pilates workouts.

- A wholesome mind-body workout - When you do Pilates, your mind becomes tuned in with your body. Are become acutely aware of where your body is in space, how it feels and how you will control its movement.

With Pilates you are looking for quality movements, not quantity. Proper breathing is essential and when done properly it can be a great stress reducer.

- Gain long, lean muscles as well as flexibility - When doing a conventional workout, you tend to build bulky, short muscles. With Pilates muscle elasticity as well as joint mobility is improved. There is less of a chance for an injury to occur.


- Develop an evenly conditioned body - With regular workouts, weak muscles will only tend to weaken and the strong muscles will get stronger. This results in muscular imbalance which is a primary cause of chronic back pain and of injury.

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With Pilates, your body’s entire musculature is evenly conditioned and balanced.

- Learn efficient patterns of motion - The Pilates exercises concentrate on training several muscle groups at once while making smooth, continuous movements. If you develop the proper technique, you can retrain your body to more in safer and more efficient patterns of motion.

One interpretation of the Pilates exercises is that it is similar to yoga.

Mind over matter - The central focus of Pilates is to create a blending of mind and body.

The body will move with grace, economy and balance without even thinking about it. The goal is to produce the union of mind and body that is totally attention-free.

Breathing - Through proper breathing the blood is able to work properly, that is, it circulates to every cell in the body and carries away waste related to fatigue.

You can be assured that a full and thorough inhalation as well as exhalation are part of each Pilates exercise. Breathing should also be done with control, concentration and precision.

Centering - The very large muscle group that is found in the center of one’s body is called the -powerhouse-. All of the energy for the Pilates exercises begins from this powerhouse and flows toward the extremities.

Concentration - Pilates demands intense concentration or focus. The beginner learns to pay special attention to his or her body, building on small and delicate fundamental movements as well as controlled breathing.

Control - The Pilates method is built on the premise of muscle control. That means that each Pilates exercise must be performed with utmost control. This will help avoid injury and produce beneficial results.

Precision - Each movement in a Pilates exercise has a purpose. No detail should be left out. The focus is to do one precise and perfect movement and not many halfhearted ones.


These are just several of the benefits that you will receive by doing Pilates exercises using proper techniques.

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Copyright © Anne-Marie Ronsen

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Valuable Pilates Exercise Tips for Successful Weight Management

Joseph Pilates believed that our mental and physical health are all intertwined. His exercise program was designed around principles that support his philosophy.

These include concentration, control, flowing movements, precision and breathing.

In order for you to get the maximum benefit from your Pilates workout, you may want to keep the following tips in mind:

- Stay focused . - Pilates was designed so that your breathing rhythm combines with your body movements. Qualified Pilates instructors will teach you ways to keep the rhythm of your
breathing in sync with the exercises.

You will also be instructed to keep your mind on your muscles and exactly what you are doing. Pilates main goal is to unite your mind with your body. This helps to relieve
anxiety and stress.

- Be comfortable . - Be sure to wear comfortable clothes and bear in mind that Pilates is typically done without shoes. If you start to feel uncomfortable, experience pain or feel strained then it is time to stop.

- Let it flow . - As you perform your Pilates exercises you should avoid any quick, jerky movements. Each movement should be slow, but it should still be strong and flexible.

Joseph Pilates worked with dancers so it was his aim that the movements would flow like a dance.

- Put your heart into it . - One of the nice things about doing Pilates is that you don’t even have to break a sweat.

However, you can choose to work the exercises quickly in an effort to increase your heart rate, but at all times keeping the movements fluid.

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Since Pilates is mainly about strength and flexibility, you may wish to pair your Pilates workout with an aerobic exercise such as brisk walking or swimming.

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The exercises help you develop core control while integrating the pelvis, trunk and should girdle.

Pilates will do the following for you:

- It will help build strength without -bulking up-.

- It will increase flexibility and agility.

- You will develop optimal core control.

- It will help create flat abs, slender thighs as well as a
strong back.

- It is a refreshing workout of the mind and body.

- Pilates is challenging yet safe.


There are two basic ways to exercise doing Pilates. You can either focus on mat exercises or you can use a variety of machines to strengthen and tone the body using the principle of resistance

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Copyright © Anne-Marie Ronsen

Publishers are free to use this article on an ezine or website, provided the article is reprinted in its entirety, including copyright and disclaimer, and ALL links remain intact and active.



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So, you want to learn Pilates at Home?

Pilates is a body conditioning method that seeks to build strength, coordination, flexibility and endurance without adding any muscle bulk.


If you stick with Pilates faithfully, it will dramatically change the way your body feels, looks and performs.

Pilates builds strength without having to worry about excess bulk. It will create a sleek, toned body that has a flat abdomen and slender thighs.

Pilates teaches good posture, body awareness and easy, graceful movements. It will improve you agility, flexibility and economy of motion.

It can also help to relieve back pain. Professional dancers have been using Pilates for decades.

Many of your top athletes use it for flexibility, strength and injury prevention. Supermodels and Hollywood celebrities use it Pilates to maintain beautiful bodies.


Pilates enthusiasts all across the globe are enjoying their workouts in a place that almost seemed to be absurd until recently - at home.

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It used to be that a person had to go to a high-end studio or a health club to take part in Pilates. Also, the equipment was too expensive, big and bulky to drag home.

Here is something that changed everything - mat workouts. The home users first discovered that Pilates mat videos and various DVDs were able to give them refreshing full body
workouts.

You are able to be very flexible when doing Pilates are home. There are no schedules that you have to meet. You will have to have a certain amount of self-discipline to be able to set aside a block of time for three sessions a week.

The exercises help you develop core control while integrating the pelvis, trunk and should girdle.

Pilates will do the following for you:

- It will help build strength without -bulking up-.

- It will increase flexibility and agility.

- You will develop optimal core control.

- It will help create flat abs, slender thighs as well as a strong back.

- It is a refreshing workout of the mind and body.

- Pilates is challenging yet safe.


Before you begin a Pilates program in your home, it is highly recommended that you take a couple of classes in order to familiarize yourself with the Pilates exercises.

You want to develop good techniques of movement and breathing, and these are best demonstrated and explained by a qualified instructor.

You will want to begin your Pilates exercises on a floor mat. They are popular for two main reasons:

- They are inexpensive.

- The space needed to store a mat is minimal.

You will find a wealth of videos and DVDs to choose from. Many of them include variations that will accommodate beginners as well as advanced students of Pilates.

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Some of them will include exercises where you will have to use small inexpensive accessories like rollers and rings. This will add interest and variety to your workout.




Copyright © Anne-Marie Ronsen

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Recession Survival - How to Make More Money Online

Earning money online nowadays is not like it was before. It is much harder to do and you also need to double the amount of work you usually do in order to earn some extra cash. The reason for this is that there are more people doing the same thing as you and more competition means more division of potential consumers.

The online business community is gaining popularity all over the world because of the passive or residual income it promises.


Network marketing is also popular these days. Through this type of business, you will simply have to recruit and sell, most often through emails. This is a great opportunity and you don’t have to meet your downlines or customers because they can come from different parts of the world. You will only communicate with them online. However, you should be aware that there
are also scams or illegal businesses on the internet.

By doing an in-depth search, you can stay away from scammers and do business with only the reputable and experienced ones. When the business is experiencing success, you will soon notice that residual income is starting to roll in.


The first is by becoming an online stock or FOREX trader. Thanks to the power of the internet, the stock market and the FOREX market have made available for everyone to trade.


Also, you don’t even need to have hundreds of thousands of dollars in order for you to start investing in the stock market or even in the FOREX market. With a few hundred dollars, you can start trading.

Today, you will see that there are quite a lot of online stock and FOREX brokerage websites that offer online stock or FOREX trading. What you need to do is sign up with the website, open an account, invest a minimum amount of money, and start trading.



You can also try affiliate programs to earn passive or residual income. In this particular business opportunity, you don’t have to think of a new product or service because the affiliate company will provide it to you. You will simply have to market their products/service through your own affiliate site and you will receive commissions for it. The harder you work, the more income you can expect. You must know more about SEO and keyword search so that you can effectively promote your affiliate site. Keep the site updated at all times to avoid loosing customers.



All these things can happen right at the comforts of your own home. As you can see, you don’t need to be on the market floor to trade, and you don’t even have to own a multinational company to do so. With a computer with an active internet connection and some money to
invest, you will be able to start trading stocks or currency.

Another type of online business that can ensure income and a good amount of it is by being a call center agent. Most companies today are now outsourcing their call centers or their help desk. In fact, some companies even outsource it to individuals who have computers with active internet connection in their homes. If you want to make some extra cash but you can’t leave home to work for some reason, then becoming an outsourced call center agent will be the right online job for you.

Another new way to make money online is by becoming a blogger. Many companies today are now trying to outsource man power because it is a lot cheaper and more efficient to do so. Besides, by outsourcing things that are not really that vital for the company, you will be able to free up more office space that can be used for things that are vital for the survival of
the company, such as expanding the research and development department.

Bloggers are one of the positions that companies today outsource. Although it is not really an important part of the company, you have to remember that many people today are now visiting the World Wide Web. Even if a company is already well known and has a steady flow of consumers, you have to remember that they will do whatever it takes in order to get more people to buy from them. So, because people are constantly visiting the internet today, companies will hire bloggers to write about their products and posting it on various websites that are owned by the company.

The great thing about being a blogger is that the pay is actually quite good, and you will be able to work right at the comforts of your own home.

Reaching out to more people is another strategy that can help you make more money in your online business. Try to advertise as much as you can. Get people to subscribe in your website, and once they do and you get a hold of their contact information, always send them newsletters about your online business and the new products you are offering.

These are some of the new forms of income making strategies from the internet. With these things, you can be sure that you will earn more money from your online business and also make it more successful.

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Sunday 30 November 2008

How to Survive a Recession

There is no doubt that we are in a recession. What you have to answer for yourself now is what are you going to do about it? On your own, you can change it but you can adapt to the situation until things blow over.

Now how do we do that? Well the best thing to do is tighten your belt because the credit market is frozen so you won’t be able to get a loan for personal or for business purposes.

Recessions happen and you can see it and take the appropriate steps before it is too late. Here are a few tips you should know about to help you survive.

= If you happen to be in debt, get out as quickly as possible by finding ways to pay for it. If ever you need help, hire a financial consultant who can help you with your budget.



= We have to pay the bills. Instead of just paying for them, perhaps you should see if you can switch to another company that offers cheaper rates. Take a look at your electricity, gas, mobile phone, television broadband package, insurance and even your bank account then make the necessary changes.



= You should also make cuts on daily spending. When you go to the grocery, buy only what is necessary or switch to a cheaper brand. If there are items in promo, get it because they could be just as good or even better to what you are used to buying.


= One thing that every grocery always is people offering free samples. Since you are there, get some as this will surely save you a few dollars for other more important items. If the grocery you frequent gives out vouchers, make use of it as well.



= Do you always have to go out for lunch when you are at the office? Of course not. You can prepare the food at home and then take it to work. Your kids should also have a lunch bag instead of getting their weekly allowance so even at a young age, they understand the current situation.


= If possible, ask your employer if you can do some of the work at home. This will help you save gas since you don’t have to drive to work. Just be sure you are as productive at home like you are in the office.


= Owning a large vehicle may sound cool but since it is a gas guzzler, perhaps it is time to trade this in with a smaller one. The advantage of a smaller car is that you don’t burn that much gas so you don’t have to spend that much when it is time to refuel the tank.


= You can cut down your electricity expenses by replacing the bulbs to those that use lower wattage. You may also want to put the heater down by one degree, reinsulated the ceiling and stop drafts coming from the windows and doors.


= Cutting down expenses is just one way to survive a recession. You can make money from it by selling some old stuff or renting a spare room.


= If your work is not stable, perhaps you should consider switching to a career that will ensure better job security for the long term. One way is to go back to school.


= For those who have money to spare, invest in long term investments such as stocks or bonds. Their value will go up once the recession is over.


= The next best thing to do will be take an extra job. Just make sure that the time you spend here does not affect your primary job otherwise, you could lose it.


= Apart from going back to school and getting a second job, perhaps you can use your skills and then offer this as a service to others. If you like to cook, make some pastries and then sell these to potential stores. If you are good with your hands, maybe you can help repair leaks should your neighbor have a problem with their plumbing.


= If you want to reach out other customers, create a website so you can offer your products or services to other towns, states or even countries.



A recession lasts for months so you have to know what to do when it happens. For you to survive, you have to tighten your belt. If you don’t know how to do this or want to learn more, it is best to hire a financial adviser who can come up with a plan so you can just follow it.


There are other ways to survive a recession apart from those mentioned. By following these tips and getting advice from a financial planner, you are sure to wither out this storm. Until that day comes, you shouldn’t live in fear but rather make the most of it because this isn’t the first time that you will face a recession and it surely won’t be the last.


Copyright © Anne-Marie Ronsen

You have permission to publish this article electronically, in print, in your ebook or on your web site, free of charge, as long as the author bylines are included.

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How Your Business Can Survive a Recession

A recession affects everyone and it does not matter if you are employed or you are running your own business. If you don’t take the appropriate steps, you will have to file for bankruptcy and close.

No matter if your business is small or large, marketing is the best way to get your message across to the people. During a recession, you have to make cuts in the budget and instead of spending more on advertising, it is best to use this money in retraining your staff because customer service is key when you want to set yourself apart from the competition.

Fortunately, there are things you can do to prevent it from happening.

Focus on customer service. In any business, you have to entertain the customer so he or she will be able to buy from you. If you do this well, that person will come back and buy from you even if times are tough.

How do you focus on customer service? By retraining your staff and making sure they understand that this is the only way for your business to survive. Believe it or not, these people who you hire are the front line and if they don’t do well, the customer will just go in and walk out without buying anything.

You can train them by hiring someone from the outside to handle a seminar or workshop. If this is not within your budget, do it yourself and also give them a refresher course on the products or services that you are offering.

What is at stake for them? Their jobs because you can either keep them or put them out in the street making them one of the 9 million who are now unemployed in the US.

But this is not enough. Since you are the boss, lead by example. Work longer hours because your staff will see the amount of effort you put in and with that, nobody will have the right to complain.

If you had to borrow money to start your business, see if you can pay these loans in full. If there are other things you need to buy, see if you can get longer credit periods or better rates so large expenses can become smaller ones making it easy to manage.

Cash is hard to have during a recession. If your business does not use credit cards, now is the best time to get one because most people carry less than $500 in their wallet and have two or three pieces of plastic.

One of the hardest things to do during a recession is to cut down your profit margins. By doing this, people will be able to buy more. When things are improving, you can return these back to their normal settings.

During a recession, you must still be able to promote your business. You can do this by finding other ways to advertise like creating your own website or distributing flyers instead of paying for ads in the newspaper or billboard.

There are other ways to stay afloat during a recession and you may not have the answers so talk to other business owners and see what they are doing. Some of the steps they have taken may be applicable to your situation and you won’t know that until you try.

The current recession is not only a problem in our shores but also around the world. As you are reading this, companies are continuing to cut jobs and those who are having a hard time paying for mortgage are losing their homes. You could lose your business if you don’t take drastic measures because this is the only way for you adapt with the situation and survive.


Copyright © Anne-Marie Ronsen

You have permission to publish this article electronically, in print, in your ebook or on your web site, free of charge, as long as the author bylines are included.

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Thursday 6 November 2008

Making Money with Google Adsense

Making Money with AdSense -- Tip #1:
Start now!
It’s as easy as falling off a log to generating revenue with Google AdSense. After you're accepted to the program, just add a few lines of html code to your site (Google shows you how once you're accepted) -- and voila!

Within a few minutes, your site will begin displaying AdWords, and so you can start making money. Each day you wait means you don’t make the bucks you could. So start now.

Making Money with AdSense -- Tip #2:
Make content pages for your site -- and put AdWords on them.
Assuming your page is a decent one, the more pages you have displaying AdWords, the more money you'll earn.

If you already have a website, display AdWords on more pages.

And always, always, always focus on making more great content pages. I suggest that you budget time each week for creating pages (and sites) on topics you love. You'll find more on creating AdSense content pages in Tip #8.

And it’s especially good if these content pages are very clearly focused. Then, Google will be able to serve highly relevant AdWords to your users. This means your visitors will be more interested in the ads, which results in higher click through rates -- and more money for you!

Making Money with AdSense -- Tip #3:
Whenever you can, use higher paying keywords.

Obviously, you'll earn more if the average AdWord that Google displays pays more per click.

The question is: how do you get Google to display higher paying keywords?


Well, for one thing, don't get greedy and create pages on unrelated keywords just because they pay more. In other words, don't create a page on 'cell phone plans' on your motorcycle tire site just because 'cell phone plans' pays more than ‘motorcycle tires.’

How to find out which keywords pay best? If you're a Google AdWords advertiser, you can log into your AdWords account and experiment.

If you're not an AdWords advertiser, use a free tool at the pay-per-click search engine, Overture.

Overture’s tool lets you see what advertisers are paying on Overture for each keyword. Sure, Overture and Google don’t pay the same. But they’re not all that different, and this tool can give you a general idea of which keywords will pay more than others.

(Also, don’t’ forget Google’s commission, so you have to allow for their cut on the amount an advertiser pays for each click.)

Making Money with AdSense -- Tip #4: You want to make new pages with higher paying keywords (while keeping it real and releveant).

Sometimes, selecting different keywords on the same topic can really make a difference in earnings.

Pretend you have a gardening site and you want to create some new pages.

By carefully selecting which topics to focus on first, you can dramatically increase your income.

With the Overture tool mentioned above, you can find out that 'water gardening' currently has a maximum price lineof $0.50, while 'gardening zone' is only $0.05. That means you can earn 10 times more by creating a page on 'water gardening' than 'gardening zones'! Which one to choose…yeah, that’s tough!

What you want to do is use information to decide which relevant keywords to focus on as you go through the process of making new pages for your site.

Making Money with AdSense -- Tip #5:
Build a new site on high paying keywords.
This is one of my most lucrative pieces of advice: create a brand new site to take advantage of Google AdSense by deliberately selecting a topic with high paying keywords.

Then, of course, you deliver dynamite content on that topic.

But how do you know what the highest paying keywords are?

Another tool you can use comes from pay-per-click search engine, 7Search. 7Search has a page on the 100 highest paying keywords. Unfortunately, it’s not perfect. The tool often 'times out' and gives you an error when you try to access the page. My best advice is just be patient and try several times to get this list—it’s worth it.

Making Money with AdSense -- Tip #6:
Pull in qualified traffic to your site.

Basic marketing 101 says if you get more qualified visitors to your site, more people will naturally click on the displayed AdWords, and you'll earn more.

If you go back and read the chapters 6, 7, 8, & 9, you’ll find some dynamite info.

Making Money with AdSense -- Tip #7:
Think about segmenting your sites: making some pages for high search engine traffic, other pages to sell products, and still other pages just for Google AdSense.

To implement this, you’ll need to recognize that different pages on your site can have different purposes. You may have pages designed to sell specific products. Others may be designed to rank high in the search engines (but don't ever try to trick the search engines). Still others can be designed for Google AdSense.

Now, once you know which pages you're creating for AdSense, your job is simple; select an appropriate keyword (or key phrase).

Then you’ll use that keyword as the file name and put dashes between the words. In the example above, you would use the file name 'water-gardening.html' for your water gardening page.

Best case scenario is that you’re able to select keywords that are the highest paying keyword on the topic. By tweaking the file name, you may be able to improve your AdSense results dramatically.

Making Money with AdSense -- Tip #8:
Knock yourself out to make high quality information pages.

The ideal Google AdSense page should have great content about a very specific topic. Take pains to be very clear about what the topic is, and carefully choose the keyword (or key phrase) describing the topic. Users don’t like vague pages that don’t make it very clear what the page is all about.

Don’t even think about trying to 'trick' AdSense. (I talked about that earlier, remember? They have penalties, including getting kicked out.) Don't create a page on one topic and give it a file name about a different topic—that’s too confusing.

In a nutshell, you want to make sure the page you create offers great value to people interested in the topic. When you provide excellent information on a specific topic, your visitors will benefit and will be more likely to click through to relevant AdWords.

Making Money with AdSense -- Tip #9:
Select vertical AdWords format.

Everyone’s seen way too many horizontal banner ads up top. Thus, Google recommends you choose the vertical -- not horizontal -- format to display your AdWords. I agree. People have become "banner blind" to a horizontal format. Plus, Google has "trained" us to click on relevant text ads on their own site and they use the vertical format.

Making Money with AdSense -- Tip #10:
Make sure you display AdWords prominently.

It’s to your financial advantage to put the AdWords near the top of your page on the right. Make sure there is enough "breathing room" -- i.e. white space around the ads -- so that they will easily attract your visitors.

Making Money with AdSense -- Tip #11:
Just don’t do it--don't cheat.

I know it’s tempting, because it seems so easy and it’s just sitting there waiting for you to do it, but do not click on the AdWords displayed on your own site to increase your revenue. Google (rightfully) frowns on this.
Plus, Google has some of the smartest engineers around, and they are very good at detecting this kind of fraud. And really, for an extra $1, is it worth getting kicked out of a money-maker like AdSense? I think not…


In closing, I want to say that these strategies can help you maximize your revenue from Google AdSense. And I personally guarantee that you’ll have a whole lot of fun creating content pages on topics you have a passion for.

So what’re you waiting for? Go to Google Adsense right now, and start getting those revenue checks!

Thursday 30 October 2008

A Quick Look at How PPC Search Engines Work...

In essence, PPC advertising is all about bidding for the top or leading position on search engine results and listings. Advertisers do this by buying or bidding on keyword phrases that are relevant to their products or services - the higher the bid, the higher the spot on the search results, the more the people will find the ad (and click on it) to go to their websites (this is why some people call it "keyword auctioning"). Advertisers would then pay the bidding price every time a visitor clicks through the website.

PPC or Pay-Per-Click in full is one of the four basic types of Search Engines.

These engines create listings and rate them based on a bid amount the website owner is willing to pay for each click from that search engine. Advertisers bid against each other to receive higher ranking for a specific keyword or phrase.

The highest bidder for a certain keyword or phrase will then have the site ranked as number 1 in the PPC Search Engines followed by the second and third highest bidder, up to the last number that have placed a bid on the same keyword or phrase. Your ads then will appear prominently on the results pages based on the dollar amount bid you will agree to pay per click.

How do you make money by using PPC into your affiliate marketing business?

Most affiliate programs only pay when a sale is made or a lead delivered after a visitor has clickthrough your site. Your earnings will not always be the same as they will be dependent on the web site content and the traffic market.

The reason why you should incorporate PPC into your affiliate marketing program is that earnings are easier to make than in any other kind of affiliate program not using PPC. This way, you will be making profit based from the clickthroughs that your visitor will make on the advertiser’s site. Unlike some programs, you are not paid per sale or action.

PPC can be very resourceful of your website. With PPC Search Engines incorporated into your affiliate program, you will be able to profit from the visitor’s who are not interested in your products or services. The same ones who leave your site and never comes back.

You will not only get commissions not only from those who are just searching the web and finding the products and services that they wanted but you will be able to build your site’s recognition as a valuable resource. The visitors who have found what they needed from you site are likely to come back and review what you are offering more closely. Then they will eventually come back to search the web for other products.

This kind of affiliate program is also an easy way for you to generate some more additional revenues. For example, when a visitor on your site does a search in the PPC Search Engine and clicks on the advertiser bided listings, the advertisers’ account will then be deducted because of that click. With this, you will be compensated 30% to 80% of the advertisers’ bid amount.

PPC is not only a source of generating easy profits; it can also help you promote your own site. Most of the programs allow the commissions received to be spent for advertising with them instantly and with no minimum earning requirement. This is one of the more effective ways to exchange your raw visitors for targeted surfers who has more tendencies to purchase your products and services.

What will happen if you when you integrate PPC into your affiliate program?

PPC usually have ready-to-use affiliate tools that can be easily integrated into your website. The most common tools are search boxes, banners, text links and some 404-error pages. Most search engines utilize custom solutions and can provide you with a white-label affiliate program. This enables you, using only a few lines of code, to integrate remotely-hosted co-branded search engine into your website.

The key benefits? Not only more money generated but also some extra money on the side. Plus a lifetime commissions once you have referred some webmaster friends to the engine.

Think about it. Where can you get all these benefits while already generating some income for your site? Knowing some of the more useful tools you can use for your affiliate program is not a waste of time. They are rather a means of earning within an earning.

Best know more about how you can use PPC search engines into your affiliate program than miss out on a great opportunity to earn more profits.

Have a look at your affiliate market and look at the strategies you are using. You may not be focusing on the recommendations that your products need to have. You plan of action is sometimes not the only thing that is making your program works.

Take down all the advantages and disadvantages of each program you are considering so you can clearly see the difference among your options; then later, compare the advantages of the programs with your own checklist. Take time to gather all the info you need to choose the right program. Remember an informed choice is the best choice.

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10 Things You Must Have to Succeed in Affiliate Marketing

The many benefits of affiliate marketing include the potential for making lots of money. You can automate a lot of the advertising process and receive payment only for desired results, which includes sales, registrations, and clicks. Even though most merchants will assume some level of risk with fraud, there is still a level of risk involved. Once you know what you're doing with affiliate marketing, you'll be on top well before you know it.

Here are some tips you may want to look over before choosing one:

1. A program that you like and have interest in.

One of the best ways of knowing if that is the kind of program you wish to promote is if you are interested in purchasing the product yourself. If that is the case, chances are, there are many others who are also interested in the same program and products.

2. Look for a program that is of high quality.

For instance, look for one that is associated with many experts in that particular industry. This way, you are assured that of the standard of the program you will be joining into.

3. Join in the ones that offer real and viable products.

How do you know this? Do some initial research. If possible, track down some of the members and customers to give you testimonial on the credibility of the program.

4. The program that is catering to a growing target market.

This will ensure you that there will be more and continuous demands for your referrals. Make inquiries. There are forums and discussions you can participate in to get good and reliable feedbacks.

5. A program with a compensation plan that pays out a residual income and a payout of 40% or more would be a great choice.

There are some programs offering this kind of compensation. Look closely for one. Do not waste your time with programs that do not reward substantially for your efforts.

6. Be aware of the minimum quotas that you must fulfill or sales target that is too hard to achieve.

Some affiliate programs imposes pre-requisites before you get your commissions. Just be sure that you are capable of attaining their requirements.

7. Select one that has plenty of tools and resources that can help you grow the business in the shortest possible time.

Not all affiliate programs have these capacities. Make use you decide on one with lots of helpful tools you can use.

8. Check out if the program has a proven system that can allow you to check your networks and compensation.

Also check if they have it available online for you to check anytime and anywhere.

9. The program that is offering strong incentives for members to renew their membership each time.

The affiliate program that provides continuous help and upgrades for its products have the tendency to retain its members. These things can assure the growth of your networks.

10. Be aware of the things that members are not happy about in a program.

Like with the ones mentioned above, you can do your checking at discussion forums. If you know someone in that same program, there is ho harm asking if there are many downsides involved.

Have a thorough and intensive knowledge about the affiliate program and network you will be promoting on.

Knowing the kind of program you are getting yourself into will make you anticipate and prevent any future problems you may encounter.

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Which Affiliate Programs To Look Out For When Promoting

Ask questions first before you join an affiliate program. Do a little research about the choices of program that you intend to join into. Get some answers because they will be the deciding point of what you will be achieving later on.

Why participate in an affiliate program?

It allows you to work part-time. It gives you the opportunity to build a generous residual income. And it makes you an owner of a small business. Affiliate programs have already created lots of millionaires. They are the living testimony of how hard work; continuous prospecting, motivating and training others pay off.

If ever you are deciding to join one, you must take note that you are getting into something that is patterned to what you are capable of. This will be an assurance that you are capable of doing anything to come out successful.

Will it cost you anything to join?

Most affiliate programs being offered today are absolutely free of charge. So why settle for those that charge you some dollars before joining.

When do they issue the commission checks?

Every program is different. Some issue their checks once a month, every quarter, etc. Select the one that is suited to your payment time choice. Many affiliate programs are setting a minimum earned commission amount that an affiliate must meet or exceed in order for their checks to be issued.

What is the hit per sale ratio?

This is the average number of hits to a banner or text link it takes to generate a sale based on all affiliate statistics. This factor is extremely important because this will tell you how much traffic you must generate before you can earn a commission from the sale.

How are referrals from an affiliate’s site tracked and for how long do they remain in the system?

You need to be confident on the program enough to track those people you refer from your site. This is the only way that you can credit for a sale. The period of time that those people stay in the system is also important. This is because some visitors do not buy initially but may want to return later to make the purchase. Know if you will still get credit for the sale if it is done some months from a certain day.

What are the kinds of affiliate stats available?

Your choice of affiliate program should be capable of offering detailed stats. They should be available online anytime you decide to check them out. Constantly checking your individual stats is important to know how many impressions, hits and sales are already generated from your site. Impressions are the number of times the banner or text link was viewed by a visitor of your site. A hit is the one clicking on the banner or text links.

Does the affiliate program also pay for the hits and impressions besides the commissions on sales?

It is important that impressions and hits are also paid, as this will add to the earnings you get from the sales commission. This is especially important if the program you are in offers low sales to be able to hit ratio.

Who is the online retailer?

Find out whom you are doing business with to know if it is really a solid company. Know the products they are selling and the average amount they are achieving. The more you know about the retailer offering you the affiliate program, the easier it will be for you to know if that program is really for you and your site.

Is the affiliate a one tier or two tier program?

A single tier program pays you only for the business you yourself have generated. A two tier program pays you for the business, plus it also pays you a commission on the on the sales generated by any affiliate you sponsor in your program. Some two-tier programs are even paying small fees on each new affiliate you sponsor. More like a recruitment fee.

Lastly, what is the amount of commission paid? 20% - 80% (and some cases, 100%!) is the commission paid by most programs. .01% - .05% is the amount paid for each hit. If you find a program that also pays for impressions, the amount paid is not much at all. As you can see from the figures, you will now understand why the average sales amount and hit to sale ratio is important.

These are just some of the questions that needed answering first before you enter into an affiliate program. You should be familiar with the many important aspects that your chosen program should have before incorporating them into your website. Try to ask your affiliate program choices these questions. These can help you select the right program for you site from among the many available.

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How Does One Become a Successful Affiliate In The Niche Markets Using Web Hosting?

This is a great opportunity for web hosting affiliates and resellers alike. There would hundreds of web hosting and programs to choose from that the difficulty in finding the right one for them is not a problem anymore.

If you think about it, everyone who needs a website needs a web hosting company to host it for them. As of now, there is really no leading hosting industry so most people choose hosts based from recommendations. Usually, they get it from the ones that have already availed of a web hosting services.

With the many hosts offering affiliate programs, there is the tendency to find the one which you think will work best for you. Think of the product you will be promoting. Pattern them to the site and see if they are catering to the same things as you are.

When you have been with one host for quite some time and seem not to be making much despite all your effort, leave that one and look for another. There is no use in trying to stick to one when you would be before off in another one. Things will only have to get better from there because you already have been in worst situations.

Try this out. If you are quite happy and satisfied with your web host, try to see if they are offering an affiliate program you can participate on. Instead of you paying them, why not make it the other way around; them paying you. The process can be as easy as putting a small “powered by” or “hosted by” link at the bottom of your page and you are already in an affiliate business.

Why choose paying for your for your web hosting when you do not have to? Try to get paid by letting people know you like your web host.

Always remember that when choosing a web host, choose the one that is known for its fantastic customer support. There are also many hosting affiliate programs. Residual affiliate program is also being hosted. This is the program wherein you get paid a percentage every month for a client that you refer. This can allow you to have a steady source of income. With perseverance, you can even be quite successful in this field.

There are a lot of niche markets out there just waiting for the right affiliate to penetrate to them and make that dollars dream come true. Knowing which one to get into is being confident enough of your potentials and the good results you will be getting.

Web hosting is just one affiliate market you could try out and make some good and continuous income. Just remember that to be successful on your endeavor also means that time, effort and patience is needed.

Nobody has invented the perfect affiliate market yet. But some people do know how to make it big in this kind of market. It is just knowing your kind of market and making the earnings there.

Over the past years, web hosting has grown bigger than it used to be. With more companies getting into this business and finding the many benefits it can give them, the demand for web hosting has never been higher. These seem to be the trend of today.

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Anne-Marie Ronsen is the author of many wealth and self development books. Download FREE e-books from http://www.e-bestsellers.com, http://www.plrbestsellers.com or http://www.universalpublishingltd.com ...You will learn about the best tips and recommendations to improve your health, weight and wealth. You'll also discover FREE Premium content at http://www.ibestof.com/ and Manual Submission Directory at: http://www.webdirectorybank.com





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Affiliate Marketing - How To Survive Online

Being in the affiliate marketing business is not that hard now with the Internet at your disposable. It is much easier now compared to the days when people have to make use of the telephones and other mediums of information just to get the latest updates on the way their program is coming along.

So with technology at hand, and assuming that the affiliate is working from home, a day in his or her life would sound something like this…

Upon waking up and after having breakfast, the computer is turned on to check out new developments in the network. As far as the marketer is concerned there might be new things to update and statistics to keep track on.

Now every affiliate marketer is always looking for the successful market that gives the biggest paycheck. Sometimes they think it is a magic formula that is readily available for them. Actually, it is more complicated than that. It is just good marketing practices that have been proven over years of hard work and dedication.

There are tactics that have worked before with online marketing and is continuing to work in the online affiliate marketing world of today. With these top three marketing tips, you will be able to able to increase your sales and survive in the affiliate marketing online.

What are these three tactics?

1. Using unique web pages to promote each separate product you are marketing.

It is best to have a site focusing on each and every product and nothing more.

Always include product reviews on the website so visitors will have an initial understanding on what the product can do to those who buys them. Also include testimonials from users who have already tried the product. Be sure that these customers are more than willing to allow you to use their names and photos on the site of the specific product you are marketing.

You can also write articles highlighting the uses of the product and include them on the website as an additional page. Make the pages attractive compelling and include calls to act on the information. Each headline should attract the readers to try and read more, even contact you. Highlight your special points. This will help your readers to learn what the page is about and will want to find out more.

2. Offer free reports to your readers.

If possible position them at the very top side of your page so it they simply cannot be missed. Try to create autoresponder messages that will be mailed to those who input their personal information into your sign up box. According to research, a sale is closed usually on the seventh contact with a prospect.

Only two things can possibly happen with the web page alone: closed sale or the prospect leaving the page and never return again. By placing useful information into their inboxes at certain specified period, you will remind them of the product they thought they want later and will find out that the sale is closed. Be sure that the content is directed toward specific reasons to buy the product. Do not make it sound like a sales pitch.

Focus on important points like how your product can make life and things easier and more enjoyable. Include compelling subject lines in the email. As much as possible, avoid using the word “free” because there are still older spam filters that dumps those kind of contents into the junk before even anyone reading them first. Convince those who signed up for your free reports that they will be missing something big if they do not avail of your products and services.

3. Get the kind of traffic that is targeted to your product.

Just think, if the person who visited your website has no interest whatsoever in what you are offering, they will be among those who move on and never come back. Write articles for publication in e-zines and e-reports. This way you can locate publications that is focusing on your target customers and what you have put up might just grab their interest.

Try to write a minimum of 2 articles per week, with at least 300-600 words in length. By continuously writing and maintaining these articles you can generate as many as 100 targeted readers to your site in a day.

Always remember that only 1 out of 100 people are likely to buy your product or get your services. If you can generate as much as 1,000 targeted hits for your website in a day, that means you can made 10 sales based on the average statistic.

The tactics given above does not really sound very difficult to do, if you think about it. It just requires a little time and an action plan on your part.

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Try to use these tips for several affiliate marketing programs. You can end maintaining a good source of income and surviving in this business that not all marketers can do.

Besides, think of the huge paychecks you will be receiving!

Anne-Marie Ronsen is the author of many wealth and self development books. Download FREE e-books from http://www.e-bestsellers.com, http://www.plrbestsellers.com or http://www.universalpublishingltd.com ...You will learn about the best tips and recommendations to improve your health, weight and wealth. You'll also discover FREE Premium content at http://www.ibestof.com/ and Manual Submission Directory at: http://www.webdirectorybank.com

Tuesday 30 September 2008

Canine Disease - Learn How To Nursing a Sick Dog

Signs of ill health are the most important signs of the health status in your dogs. For example, if the dog has continuous nasal discharge, it indicates the presence of nasal congestion and if the discharge is thick, most of the times, the dog may have pneumonia.

If the dog vomits one or two times occasionally, this may not be taken as a serious sign of ill health but if the dog continues this vomiting, then this is something significant to be looked into.

If the dog has continuous itching, then one needs to check up the dog first by closer observation and examination of skin by separating the hair material especially in case of long haired breeds. You may also come across a lot of ticks or lice on skin, which may look apparently normal at a distance.

If the dog passes loose stool for one or two times, this need not be given more emphasis but if there is continuous passing of loose stool, then the dog is understood to suffer from bowel disorders. If the dog does not pass stool for two to three days, the digestive upsets needs to be ruled out carefully.

Just patiently observe the dog’s walking movements and rule out any abnormal movements in the dog. If the dog is limping, the animal may have foot lesions. Similarly, if the aged dog has reluctant walking and less feed intake along with repeated vomiting, then acute renal disorders like nephritis needs to be ruled out.

Nursing a sick dog is one of the vital measures that a dog owner needs to understand. Similarly, when a dog becomes sick, the dog is in need of more care and affection based activities by the dog owners. Nursing a sick animal is often considered as an art and this should not be taken as a causal measure.

You need to take extra care to the dog when it becomes sick. For example, the sick dog with high fever needs to be given only some bread pieces and bulky non-vegetarian items may be avoided. Such dogs should be kept in some calm place after medications are taken and should not be disturbed. During the nursing of the dog who has taken the drug, the animal needs coaxing and stroking by the owner. Don’t raise the dog’s head too much to avoid the passing of drugs given by the mouth directly into the respiratory organs like lungs. During the nursing measures, take care by giving warm fluids.

Safety is to be given more priority during the nursing activity in any dog. When the dog has severe diarrhea, the animal may start showing signs of dehydration. Hence, the nursing care for dehydration includes an addition of small doses of salt and glucose to water in a careful manner.
Similarly, the vomiting dog also needs proper nursing care. Ice cubes may be given in such cases along with egg whites to smooth the esophageal passage.

If there is whiteness in eyes, suspect the corneal opacity that may occur in diseases like trypanasomosis. When the dog becomes anemic, the mucous membrane of the eyes becomes paler and in severe cases, this may have wall white color. If the dog bites chain and owners or others, look for behavior disorders and rabies needs to be ruled out.

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Canine Disease - Heart Worm, Fleas and Other Parasites Prevention

Fleas and other parasites need to be given always a priority by the dog owners. The common incidences of flea bite allergy in case of dogs cause worries among the dog owners. Flea bite induces allergic reactions in the concerned area bitten by the fleas. Hence, the affected area looks like hairless area and the animal starts scratching.

Fleas cause severe dermatitis in dogs with severe flea infestations. Many times, the flea bite causes allergic reactions in the dogs. In many occasions, dogs experience severe discomforts due to these allergic reactions. Medicated collars are available to treat and prevent the infestation with external parasites like ticks or fleas.

Heart worm, fleas and other parasites in dogs need to be eliminated by following appropriate medications in them. Many products have come up in the commercial fields to protect the dogs from heart worms, fleas and other parasites like hook worms, whip worms, round worms, lice, ticks etc.

Among the heart worm, fleas and other parasites, the fleas produce the hyper sensitive reactions in the affected animals. Hence, the animals infested with fleas start severely scratching of body. Many times, the scratching is so severe and the skin becomes more hyperemic and dermatitis occurs in the affected areas.

Animal will not lie down or sleep comfortably due to the constant bites by the fleas. Hence, animal looks as if affected by some severe skin disease. If the animal is not properly attended for this tick bite problem, there will be often secondary bacterial invasions in these sites and there may even be a bad smell emanating from the skin areas.

Close observation of the dog is highly essential to rule out the occurrence of fleas disturbing the animal to a greater extent. Similarly, the skin of the animal needs to be tested for the presence of ticks, lice etc. For this, the hair materials need to be separated and the close observation with patience is required for the proper diagnosis.

In many incidences, if anemia is present, the blood protozoa need to be ruled out in addition to the hookworm problems. The clinical problems like anemia, loose motion, pot belly etc. might be recognized by the dog owners themselves and however, the dog needs to undergo the routine health related examination involving fecal examination, hematological examination and blood smear examination.

Other parasites like ticks, lice in addition to the internal parasites like hook worms, round worms, whip worms etc. cause affections in the health status of the animal. For example, if hookworm affects the animal, most of the times, the dog has anemia. The anemic signs become more prominent depending on the degree of affection by the hookworm.

Hookworm larvae can pass directly through the skin and cause problems in the affected ones. Such dogs may reveal lesions pertaining to the dermatitis in the feet region and in the skin areas. Skin rashes may be seen frequently in such cases and the affected animal passes loose stool, which is of red tinged and mixed with blood material.

If the round worms are seen in more numbers, the affected puppies reveal a potbelly condition, which is easily recognized by the dog owners themselves. Piperazine salts are given by oral route for the treatment of this problem. However, broad-spectrum anthelmintics like pyrantel pamoate, fenbendazole etc. are given to treat these conditions.

However, in some countries, this is not a position. Many a times, medications are available for oral administration to prevent heart worms along with hookworms etc. Such oral medications need to be taken as per the instructions. However, be cautious about the occurrence of any adverse drug reactions in the dog given with such prophylactic therapy.

The pet owner needs to consult a veterinarian if the dose for the prophylaxis of heart worm is missed for few months. In such occasions, the pet animal needs to undergo the heart worm test.

Many drugs have come in market to treat the fleas and other parasites. As a preventive measure for the heart worms, the dogs need to be tested for the evidence of these worms at an age of six months. Nowadays, the medical agent called as ivermectin is highly preferred by many dog owners to treat the fleas and other parasites in dogs. This drug is available in injection form and oral form. Even the drug is available for the external application also.

The Dog Lover's Mega Collection give you the secret -- and the solution -- to your communication problems with your dog...


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Dog Feeding - The Truth About Vitamin and Mineral Supplements

Dogs need different vitaminsand mineral supplements at different ages. Yes. This is true.

Vitamin and mineral supplements are the most important components in any dog’s feeding. If there is a balance in the vitamin and mineral supplements, then the animal will have a healthy life and hence, the immunity is not compromised in an unwanted way. This simply means that there the dog will be more disease resistance against various diseases.

Pet owners should know that vitamins A, D, E, and K are the fat-soluble vitamins and others are water-soluble vitamins. Vitamins like thiamine, pyridoxine and cyanocobalamin are important for the functions of nervous system. Deficiency of vitamin A leads to night blindness and skin lesions and deficiency of vitamin D leads to the softening and weakening of the bones.

These problems are many a time encountered by the dog owners. Among these, vitamin A toxicities may occur if you feed them in excessive amounts, like vitamin D. Hence, give emphasis on this while you are using these vitamins in the dogs. Cod liver oil from selected fishes has more vitamin A in them and are universally good feed for dogs.

All dogs may not need supplements of minerals or vitamins to live well for the moment, but it is important for their future. If they become sick or aged or very young without proper feeding, supplementations are required for the upkeep of health status in them. However, one has to follow the instructions of veterinarian in this regard.

If the dogs are fed with fish in frozen conditions, then they may be suffering constantly from vitamin B1 deficiency and hence, such dogs need to be given specifically B1. Careless supplementations of minerals may lead to diseases and hence, veterinarians always need to be consulted on the supplementation of minerals or vitamins.

Minerals like calcium, magnesium, zinc, manganese, iron, copper etc. are given more emphasis in addition to sodium and potassium. Zinc is related to skin health and potassium is related to the muscle health and calcium with phosphorus is related to the bone health.

This is true especially when the immune system of these dogs is compromised due to many factors. Similarly, the elderly dogs need less food only because the movements of the adult dogs are highly restricted and hence, they have to spend a limited of energy.

However, if you feed the dog with chicken, mutton or beef along with required vegetables, artificial supplementation of mineral or vitamin tablets may be highly reduced but supplements need to be thought of when you are not able to maintain a balanced nutrition as this happens with most of the dogs, due to multifaceted causes.


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Learning and Development - Recreational Activities vs. Educational Activities

So, your son's school does not offer any extracurricular activities. You are worried of depriving your child of all that extra knowledge and fun. What should you do?

After school activities need not be taught in a school-like environment by professional teachers in a structured and timely manner. There is a lot YOU can do to support your child's academic, physical and social development. Do not be too concerned about formal programs, as many of our children are already over-scheduled.

Instead of convenience being the decisive factor, find out things that will interest your child. Once you select a program, get the fine print and find out what you have to contribute.

Many children attend piano classes, followed by ballet and squeeze in some time for play dates in between just before they rush home in time for bed. This rigor is too much for a child. So, go slow.

So, your child is beginning to get restless and make you restless. He has got more time than is good for him, and you are now considering after school programs - anything that will keep him busy for a few life-saving hours! Most after school activities can be broadly classified into three - recreational, educational and society-oriented. The last bit usually comes in when your child is already a bit grown up and can voice his own interests.

Educational activities aim at furthering the knowledge of your child. His general awareness, his understanding and his memory are targeted and he is given various techniques that will help him improve one or all of these. Programs such as intensive memory training and speed mathematics are educational after school activities. There are academic programs that will go over your child's homework and class work and help the child gain more in-depth knowledge in the various subjects. Thus academic programs have a definite edge over the fun and games, especially if parents feel that their child has a lot of catching up to do.

Recreational activities include sports and games, fine arts, painting etc. The main thrust here is to have fun. Of course, classes become more competitive as the child climbs up the ladder. Many sport events, competitions, stage performances etc are held to encourage the child.

When we compare the merits of the two kinds of activities, I believe that the recreational programs have more meat. Firstly, children do not enjoy learning unless they themselves feel curious about something. Most academic programs are standardized courses that are not too flexible. They have a general purpose and a well laid out methodology. After a number of hours at school, the child may feel bored. Further study may overwhelm him and make him feel frustrated. Burnout is very much a possibility here.

Recreational programs provide a welcome break from the monotony of learning and studies. The mental challenge and the physical exertion make the child feel a renewed zest and a pleasant sense of fulfillment. Group activity teaches him social skills, discipline and patience. It is a proven fact that children involved in extra curricular activities get better grades than others. Sometimes closing the textbooks and playing a game may be the best way to handle your studies.

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Parents hold the task of molding their kids to become successful and responsible individuals. They are supposed to teach them the right values and the good virtues that they are going to need as they face life on their own. If the parents fail to do that, then they’re unable to fulfill the job placed on their shoulders.

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Whatever program you choose for your child, regular evaluation is the key to success. You will have to measure the child's progress. If progress is unsatisfactory, shift your child out of the program. The child should also have the freedom to reject an activity if and when he feels bored with it. Generally, programs that combine the educational with the recreational are best suited especially for younger children. This way, children can have fun while they learn.

Remember, happiness and fulfillment are all that matter.


Copyright © Anne-Marie Ronsen
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Good Parenting Resolutions - Programs vs. Discipline

How important is discipline when it comes to after school programs? Since most of the activities are recreational, does a program have to adhere to strict rules? Discipline is just as important here as it is in activities that pertain to the school. The child is sent to a program because you want him to learn more. Discipline in one form or the other is necessary to facilitate learning.

Every program should begin by laying down the rules. The supervisor or teacher should explain each rule and can thus prevent future mishaps. Misbehavior should be addressed as and when it occurs. Deal with the problem in such a manner that it causes the least disruption. It is unwise to turn a blind eye to misbehavior because it catches on like fire, and soon you will have a bunch of unruly children on your hands. Besides, however much they resist it, children like to operate within the safety net of strict guidelines and rules.

When a child misbehaves, it is mostly due to a craving for attention. A supervisor should observe the children and find out what the child wants.
Talk to the child so that you can understand what he or she wants. Appropriate disciplinary measures should be taken if there are no apparent reasons for bad behavior.

Start being the world's greatest mom or dad in an instant. To become a parent is an enormous responsibility. And without proper guidance, you will feel that the world seems to be changing right before you. Get help! Click on the link below:

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Parents hold the task of molding their kids to become successful and responsible individuals. They are supposed to teach them the right values and the good virtues that they are going to need as they face life on their own. If the parents fail to do that, then they’re unable to fulfill the job placed on their shoulders.

Don't be a failure as a parent! Your kids deserve to have the best parents, and you can become one! Know what it takes. Make right and fair decisions when it comes to sibling rivalries and misunderstandings.

Become the ideal parent in an instant. Just click on the link below:

http://www.e-bestsellers.com/page31.html



Copyright © Anne-Marie Ronsen
Publishers are free to use this article on an ezine or website, provided the article is reprinted in its entirety, including copyright and disclaimer, and ALL links remain intact and active.

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Anne-Marie Ronsen is the author of many wealth and self development books. Download FREE e-books from http://www.e-bestsellers.com, http://www.plrbestsellers.com or http://www.universalpublishingltd.com ...You will learn about the best tips and recommendations to improve your health, weight and wealth. You'll also discover FREE Premium content at http://www.ibestof.com/ and Manual Submission Directory at: http://www.webdirectorybank.com